{ "version": "0.1.0", "artifact_type": "layer4_mvp_sir_schema", "source_pdf": "data/raw/official/law_fincpa_main_2026-01-02.pdf", "source_layer2_dataset": "data/annotations/ch4_fincpa/law_fincpa_main_ch4_layer2_obligations.gemini.jsonl", "source_layer3_dataset": "data/annotations/ch4_fincpa/law_fincpa_main_ch4_layer3_rule_candidates.gemini.jsonl", "selection_rule": "include only layer3 rows where ready_for_v1 == yes", "status_model": { "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "notes": "Layer 4 freezes only the first MVP field inventory and first MVP rule pack. Future runtime objects should track both the field value and an evidence status instead of forcing every field into a binary yes/no state." }, "field_count": 29, "fields": [ { "field_name": "explanation_material", "field_group": "content_text", "value_type": "document_or_text_bundle", "description": "Explanation text, script, or material bundle used to communicate key product terms and risks to the consumer.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 9, "source_obligation_count": 9, "product_scopes": [ "deposit", "general", "insurance", "investment", "loan", "multiple" ], "channel_scopes": [ "solicitation|contracting" ], "rule_families": [ "explanation", "intermediary" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "document_bundle" ], "evidence_sources": [ "explanation_form" ], "article_refs": [ "제19조①", "제19조②", "제19조③", "제26조①" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob05:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob06:rule01", "law_fincpa_main_2026-01-02:제19조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제19조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob04:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob01", "law_fincpa_main_2026-01-02:제19조:①:ob02", "law_fincpa_main_2026-01-02:제19조:①:ob03", "law_fincpa_main_2026-01-02:제19조:①:ob04", "law_fincpa_main_2026-01-02:제19조:①:ob05", "law_fincpa_main_2026-01-02:제19조:①:ob06", "law_fincpa_main_2026-01-02:제19조:②:ob01", "law_fincpa_main_2026-01-02:제19조:③:ob01", "law_fincpa_main_2026-01-02:제26조:①:ob04" ] }, { "field_name": "intermediary_status", "field_group": "content_text", "value_type": "enum", "description": "Status or role of an intermediary, agent, or broker relevant to what conduct or disclosure rules apply.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 12, "source_obligation_count": 12, "product_scopes": [ "general", "general|investment", "investment", "multiple" ], "channel_scopes": [ "advertising", "advisory", "all_customer_facing|solicitation|contracting", "contracting", "solicitation|contracting" ], "rule_families": [ "advertising", "advisory", "intermediary" ], "logic_types": [ "prohibited_presence", "required_presence", "required_process" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "explanation_form", "visible_content", "workflow_log" ], "article_refs": [ "제22조①", "제24조", "제25조①", "제25조②", "제26조①", "제26조②", "제27조③" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제22조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제24조:ob01:rule01", "law_fincpa_main_2026-01-02:제25조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제25조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제25조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제26조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제27조:③:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제22조:①:ob01", "law_fincpa_main_2026-01-02:제24조:ob01", "law_fincpa_main_2026-01-02:제25조:①:ob01", "law_fincpa_main_2026-01-02:제25조:①:ob02", "law_fincpa_main_2026-01-02:제25조:②:ob01", "law_fincpa_main_2026-01-02:제26조:①:ob01", "law_fincpa_main_2026-01-02:제26조:①:ob02", "law_fincpa_main_2026-01-02:제26조:①:ob03", "law_fincpa_main_2026-01-02:제26조:①:ob04", "law_fincpa_main_2026-01-02:제26조:②:ob01", "law_fincpa_main_2026-01-02:제26조:②:ob02", "law_fincpa_main_2026-01-02:제27조:③:ob01" ] }, { "field_name": "product_core_terms", "field_group": "content_text", "value_type": "text_bundle", "description": "Core product terms that must be disclosed so the consumer can understand what is being offered.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 8, "source_obligation_count": 8, "product_scopes": [ "deposit", "general", "insurance", "investment", "multiple" ], "channel_scopes": [ "advertising", "advisory", "solicitation|contracting", "visit_sales|phone_sales|solicitation" ], "rule_families": [ "advertising", "advisory", "explanation", "solicitation" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "explanation_form", "visible_content" ], "article_refs": [ "제16조의2③", "제19조①", "제22조③", "제22조④", "제27조③" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob02:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob05:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob04:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob03:rule01", "law_fincpa_main_2026-01-02:제27조:③:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob02", "law_fincpa_main_2026-01-02:제19조:①:ob03", "law_fincpa_main_2026-01-02:제19조:①:ob05", "law_fincpa_main_2026-01-02:제22조:③:ob01", "law_fincpa_main_2026-01-02:제22조:③:ob04", "law_fincpa_main_2026-01-02:제22조:④:ob01", "law_fincpa_main_2026-01-02:제22조:④:ob03", "law_fincpa_main_2026-01-02:제27조:③:ob01" ] }, { "field_name": "prohibited_claim_signal", "field_group": "content_text", "value_type": "signal_list", "description": "Detected prohibited claim, misleading claim, or other disallowed promotional signal in visible content.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 17, "source_obligation_count": 17, "product_scopes": [ "deposit", "general", "insurance", "investment", "loan", "multiple" ], "channel_scopes": [ "advertising", "advisory", "contracting", "solicitation", "solicitation|contracting", "solicitation|visit_sales|phone_sales", "visit_sales|phone_sales" ], "rule_families": [ "advertising", "advisory", "explanation", "intermediary", "solicitation", "unfair_sales" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "document_bundle", "workflow_metadata" ], "evidence_sources": [ "contract_document", "explanation_form", "visible_content", "workflow_log" ], "article_refs": [ "제19조③", "제20조①", "제21조", "제21조의2①", "제22조③", "제22조④", "제25조②", "제26조①", "제27조④", "제27조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob06:rule01", "law_fincpa_main_2026-01-02:제21조:ob01:rule01", "law_fincpa_main_2026-01-02:제21조:ob02:rule01", "law_fincpa_main_2026-01-02:제21조:ob03:rule01", "law_fincpa_main_2026-01-02:제21조:ob04:rule01", "law_fincpa_main_2026-01-02:제21조의2:①:ob01:rule01", "law_fincpa_main_2026-01-02:제21조의2:①:ob02:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob03:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob02:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob03:rule01", "law_fincpa_main_2026-01-02:제25조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제27조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제27조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:③:ob01", "law_fincpa_main_2026-01-02:제20조:①:ob01", "law_fincpa_main_2026-01-02:제20조:①:ob06", "law_fincpa_main_2026-01-02:제21조:ob01", "law_fincpa_main_2026-01-02:제21조:ob02", "law_fincpa_main_2026-01-02:제21조:ob03", "law_fincpa_main_2026-01-02:제21조:ob04", "law_fincpa_main_2026-01-02:제21조의2:①:ob01", "law_fincpa_main_2026-01-02:제21조의2:①:ob02", "law_fincpa_main_2026-01-02:제22조:③:ob03", "law_fincpa_main_2026-01-02:제22조:④:ob01", "law_fincpa_main_2026-01-02:제22조:④:ob02", "law_fincpa_main_2026-01-02:제22조:④:ob03", "law_fincpa_main_2026-01-02:제25조:②:ob01", "law_fincpa_main_2026-01-02:제26조:①:ob03", "law_fincpa_main_2026-01-02:제27조:④:ob01", "law_fincpa_main_2026-01-02:제27조:⑤:ob01" ] }, { "field_name": "deposit_disclaimer", "field_group": "content_text", "value_type": "text_or_flag", "description": "Required deposit or savings disclaimer, including guarantee or protection limitations where applicable.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 2, "source_obligation_count": 2, "product_scopes": [ "deposit" ], "channel_scopes": [ "advertising" ], "rule_families": [ "advertising" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "visible_content" ], "article_refs": [ "제22조③", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제22조:③:ob04:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob03:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제22조:③:ob04", "law_fincpa_main_2026-01-02:제22조:④:ob03" ] }, { "field_name": "investment_warning", "field_group": "content_text", "value_type": "text_or_flag", "description": "Required investment-related risk or caution disclosure that must be surfaced to the consumer.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "investment" ], "channel_scopes": [ "advertising", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "explanation_form", "visible_content" ], "article_refs": [ "제19조①", "제22조③", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob03:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob02:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob02", "law_fincpa_main_2026-01-02:제22조:③:ob03", "law_fincpa_main_2026-01-02:제22조:④:ob02" ] }, { "field_name": "loan_costs", "field_group": "content_text", "value_type": "text", "description": "Loan-related cost, fee, or penalty disclosures that must be visible to the consumer.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "loan" ], "channel_scopes": [ "advertising", "contracting", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation", "unfair_sales" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "explanation_form", "visible_content", "workflow_log" ], "article_refs": [ "제19조①", "제20조①", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob05:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob04:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04", "law_fincpa_main_2026-01-02:제20조:①:ob05", "law_fincpa_main_2026-01-02:제22조:④:ob04" ] }, { "field_name": "loan_interest_timing", "field_group": "content_text", "value_type": "text", "description": "Information showing when interest is charged or how the timing of interest accrual is communicated.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 2, "source_obligation_count": 2, "product_scopes": [ "loan" ], "channel_scopes": [ "advertising", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "explanation_form", "visible_content" ], "article_refs": [ "제19조①", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob04:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04", "law_fincpa_main_2026-01-02:제22조:④:ob04" ] }, { "field_name": "loan_rate_basis", "field_group": "content_text", "value_type": "text", "description": "Interest rate range, rate basis, or rate calculation method disclosed for a loan product.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "deposit", "loan" ], "channel_scopes": [ "advertising", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "explanation_form", "visible_content" ], "article_refs": [ "제19조①", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob04:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob03", "law_fincpa_main_2026-01-02:제19조:①:ob04", "law_fincpa_main_2026-01-02:제22조:④:ob04" ] }, { "field_name": "product_identity", "field_group": "content_text", "value_type": "text", "description": "Visible identification of the product itself in customer-facing content or documents.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "general", "investment", "multiple" ], "channel_scopes": [ "advertising", "solicitation|contracting", "visit_sales|phone_sales|solicitation" ], "rule_families": [ "adequacy", "advertising", "solicitation" ], "logic_types": [ "required_presence", "required_process" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "visible_content", "workflow_log" ], "article_refs": [ "제16조의2③", "제18조④", "제22조③" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob02", "law_fincpa_main_2026-01-02:제18조:④:ob01", "law_fincpa_main_2026-01-02:제22조:③:ob01" ] }, { "field_name": "seller_identity", "field_group": "content_text", "value_type": "text", "description": "Visible identification of the financial seller or responsible institution in customer-facing content.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "general", "general|investment", "multiple" ], "channel_scopes": [ "advertising", "solicitation|contracting" ], "rule_families": [ "advertising", "intermediary" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "visible_content", "workflow_log" ], "article_refs": [ "제22조①", "제22조③", "제26조①" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제22조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제26조:①:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제22조:①:ob01", "law_fincpa_main_2026-01-02:제22조:③:ob01", "law_fincpa_main_2026-01-02:제26조:①:ob01" ] }, { "field_name": "advisory_independence", "field_group": "content_text", "value_type": "enum", "description": "Evidence that advisory conduct preserves required independence, neutrality, or conflict controls.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 4, "source_obligation_count": 4, "product_scopes": [ "general", "investment" ], "channel_scopes": [ "advertising", "advisory" ], "rule_families": [ "advisory" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "explanation_form", "visible_content", "workflow_log" ], "article_refs": [ "제27조③", "제27조④", "제27조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제27조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제27조:③:ob02:rule01", "law_fincpa_main_2026-01-02:제27조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제27조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제27조:③:ob01", "law_fincpa_main_2026-01-02:제27조:③:ob02", "law_fincpa_main_2026-01-02:제27조:④:ob01", "law_fincpa_main_2026-01-02:제27조:⑤:ob01" ] }, { "field_name": "explanation_confirmation", "field_group": "content_text", "value_type": "enum", "description": "Evidence that the required explanation was confirmed, acknowledged, or otherwise completed.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 6, "source_obligation_count": 6, "product_scopes": [ "general", "insurance", "investment", "multiple" ], "channel_scopes": [ "solicitation|contracting" ], "rule_families": [ "adequacy", "explanation" ], "logic_types": [ "required_presence", "required_process", "required_record" ], "detection_targets": [ "content_text", "document_bundle", "record_system", "workflow_metadata" ], "evidence_sources": [ "explanation_form", "record_archive" ], "article_refs": [ "제18조②", "제19조①", "제19조②" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제18조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제19조:①:ob06:rule01", "law_fincpa_main_2026-01-02:제19조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제19조:②:ob02:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제18조:②:ob02", "law_fincpa_main_2026-01-02:제19조:①:ob01", "law_fincpa_main_2026-01-02:제19조:①:ob02", "law_fincpa_main_2026-01-02:제19조:①:ob06", "law_fincpa_main_2026-01-02:제19조:②:ob01", "law_fincpa_main_2026-01-02:제19조:②:ob02" ] }, { "field_name": "insurance_warning", "field_group": "content_text", "value_type": "text_or_flag", "description": "Required insurance-related warning, replacement notice, or caution text that must be surfaced to the consumer.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 4, "source_obligation_count": 4, "product_scopes": [ "insurance" ], "channel_scopes": [ "advertising", "solicitation", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation", "solicitation" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text" ], "evidence_sources": [ "explanation_form", "visible_content" ], "article_refs": [ "제19조①", "제21조", "제22조③", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제21조:ob02:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob02:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob01", "law_fincpa_main_2026-01-02:제21조:ob02", "law_fincpa_main_2026-01-02:제22조:③:ob02", "law_fincpa_main_2026-01-02:제22조:④:ob01" ] }, { "field_name": "loan_conditions", "field_group": "content_text", "value_type": "text_bundle", "description": "Loan conditions that must be disclosed to explain the structure of the loan offer.", "dominant_sir_link_type": "direct_content_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 7, "source_obligation_count": 7, "product_scopes": [ "loan", "multiple" ], "channel_scopes": [ "advertising", "contracting", "solicitation|contracting" ], "rule_families": [ "advertising", "explanation", "unfair_sales" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "content_text", "document_bundle", "workflow_metadata" ], "evidence_sources": [ "contract_document", "explanation_form", "visible_content", "workflow_log" ], "article_refs": [ "제19조①", "제20조①", "제22조③", "제22조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob05:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob06:rule01", "law_fincpa_main_2026-01-02:제22조:③:ob05:rule01", "law_fincpa_main_2026-01-02:제22조:④:ob04:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제19조:①:ob04", "law_fincpa_main_2026-01-02:제20조:①:ob02", "law_fincpa_main_2026-01-02:제20조:①:ob04", "law_fincpa_main_2026-01-02:제20조:①:ob05", "law_fincpa_main_2026-01-02:제20조:①:ob06", "law_fincpa_main_2026-01-02:제22조:③:ob05", "law_fincpa_main_2026-01-02:제22조:④:ob04" ] }, { "field_name": "activity_record", "field_group": "record_system", "value_type": "record_ref", "description": "Activity log or archived record showing that a regulated action, explanation, or solicitation occurred.", "dominant_sir_link_type": "direct_record_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 13, "source_obligation_count": 13, "product_scopes": [ "general", "multiple" ], "channel_scopes": [ "all_customer_facing", "contracting", "internal_control", "solicitation|advisory", "solicitation|contracting", "visit_sales|phone_sales", "visit_sales|phone_sales|solicitation" ], "rule_families": [ "adequacy", "intermediary", "recordkeeping", "solicitation", "suitability" ], "logic_types": [ "prohibited_presence", "required_process", "required_record", "required_response" ], "detection_targets": [ "record_system", "workflow_metadata" ], "evidence_sources": [ "record_archive", "workflow_log" ], "article_refs": [ "제16조의2①", "제17조②", "제18조②", "제21조의2②", "제21조의2③", "제21조의2⑤", "제23조②", "제25조①", "제28조①", "제28조②", "제28조③", "제28조④" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:①:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제21조의2:②:ob01:rule01", "law_fincpa_main_2026-01-02:제21조의2:③:ob01:rule01", "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01:rule01", "law_fincpa_main_2026-01-02:제23조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제25조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제25조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제28조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제28조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:④:ob02:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:①:ob01", "law_fincpa_main_2026-01-02:제17조:②:ob02", "law_fincpa_main_2026-01-02:제18조:②:ob02", "law_fincpa_main_2026-01-02:제21조의2:②:ob01", "law_fincpa_main_2026-01-02:제21조의2:③:ob01", "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01", "law_fincpa_main_2026-01-02:제23조:②:ob01", "law_fincpa_main_2026-01-02:제25조:①:ob01", "law_fincpa_main_2026-01-02:제25조:①:ob02", "law_fincpa_main_2026-01-02:제28조:①:ob02", "law_fincpa_main_2026-01-02:제28조:②:ob01", "law_fincpa_main_2026-01-02:제28조:③:ob01", "law_fincpa_main_2026-01-02:제28조:④:ob02" ] }, { "field_name": "contract_document_delivery", "field_group": "record_system", "value_type": "enum", "description": "Evidence that required contract or pre-contract documents were delivered or made available.", "dominant_sir_link_type": "direct_record_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 2, "source_obligation_count": 2, "product_scopes": [ "general" ], "channel_scopes": [ "contracting" ], "rule_families": [ "contract_documents", "recordkeeping" ], "logic_types": [ "required_process", "required_record" ], "detection_targets": [ "record_system", "workflow_metadata" ], "evidence_sources": [ "record_archive", "workflow_log" ], "article_refs": [ "제23조①", "제23조②" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제23조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제23조:②:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제23조:①:ob01", "law_fincpa_main_2026-01-02:제23조:②:ob01" ] }, { "field_name": "internal_control_standard", "field_group": "record_system", "value_type": "document_ref", "description": "Internal control standard or formal compliance procedure document required by the organization.", "dominant_sir_link_type": "direct_record_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 2, "source_obligation_count": 2, "product_scopes": [ "general" ], "channel_scopes": [ "all_customer_facing", "internal_control" ], "rule_families": [ "internal_control", "unfair_sales" ], "logic_types": [ "prohibited_presence", "required_presence" ], "detection_targets": [ "record_system", "workflow_metadata" ], "evidence_sources": [ "record_archive", "workflow_log" ], "article_refs": [ "제16조②", "제20조①" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob03:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조:②:ob01", "law_fincpa_main_2026-01-02:제20조:①:ob03" ] }, { "field_name": "record_integrity_control", "field_group": "record_system", "value_type": "enum", "description": "Evidence that records are preserved with integrity, retention, and access safeguards.", "dominant_sir_link_type": "direct_record_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 5, "source_obligation_count": 5, "product_scopes": [ "general", "multiple" ], "channel_scopes": [ "contracting", "internal_control", "solicitation|advisory", "visit_sales|phone_sales" ], "rule_families": [ "recordkeeping", "suitability" ], "logic_types": [ "required_process", "required_record", "required_response" ], "detection_targets": [ "record_system" ], "evidence_sources": [ "record_archive" ], "article_refs": [ "제17조②", "제21조의2⑤", "제23조②", "제28조①", "제28조②" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제17조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01:rule01", "law_fincpa_main_2026-01-02:제23조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제28조:②:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제17조:②:ob02", "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01", "law_fincpa_main_2026-01-02:제23조:②:ob01", "law_fincpa_main_2026-01-02:제28조:①:ob02", "law_fincpa_main_2026-01-02:제28조:②:ob01" ] }, { "field_name": "adequacy_check", "field_group": "workflow_metadata", "value_type": "enum", "description": "Structured adequacy assessment result or completion state for products or consumers that require adequacy review.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 8, "source_obligation_count": 8, "product_scopes": [ "general", "insurance", "investment", "loan", "multiple" ], "channel_scopes": [ "contracting", "solicitation|contracting" ], "rule_families": [ "adequacy" ], "logic_types": [ "required_process", "required_record" ], "detection_targets": [ "consumer_profile", "record_system", "workflow_metadata" ], "evidence_sources": [ "consumer_profile_form", "record_archive", "workflow_log" ], "article_refs": [ "제18조①", "제18조②", "제18조④", "제18조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제18조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제18조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제18조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제18조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제18조:④:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제18조:①:ob01", "law_fincpa_main_2026-01-02:제18조:①:ob02", "law_fincpa_main_2026-01-02:제18조:①:ob03", "law_fincpa_main_2026-01-02:제18조:②:ob01", "law_fincpa_main_2026-01-02:제18조:②:ob02", "law_fincpa_main_2026-01-02:제18조:④:ob01", "law_fincpa_main_2026-01-02:제18조:④:ob02", "law_fincpa_main_2026-01-02:제18조:⑤:ob01" ] }, { "field_name": "consumer_profile", "field_group": "workflow_metadata", "value_type": "profile_bundle", "description": "Collected consumer profile facts used to judge suitability, adequacy, or tailored explanation duties.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "high", "source_rule_count": 8, "source_obligation_count": 8, "product_scopes": [ "general", "insurance", "investment", "loan", "multiple" ], "channel_scopes": [ "contracting", "contracting|advisory", "solicitation", "solicitation|advisory" ], "rule_families": [ "adequacy", "suitability" ], "logic_types": [ "prohibited_presence", "required_process", "required_record" ], "detection_targets": [ "consumer_profile", "record_system", "workflow_metadata" ], "evidence_sources": [ "consumer_profile_form", "record_archive", "workflow_log" ], "article_refs": [ "제17조①", "제17조②", "제17조③", "제18조①" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제17조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob03:rule01", "law_fincpa_main_2026-01-02:제17조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제18조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제18조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:①:ob03:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제17조:①:ob01", "law_fincpa_main_2026-01-02:제17조:②:ob01", "law_fincpa_main_2026-01-02:제17조:②:ob02", "law_fincpa_main_2026-01-02:제17조:②:ob03", "law_fincpa_main_2026-01-02:제17조:③:ob01", "law_fincpa_main_2026-01-02:제18조:①:ob01", "law_fincpa_main_2026-01-02:제18조:①:ob02", "law_fincpa_main_2026-01-02:제18조:①:ob03" ] }, { "field_name": "staff_registry", "field_group": "workflow_metadata", "value_type": "record_ref", "description": "Registry or record set tracking staff, intermediaries, or other regulated personnel information.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "low", "source_rule_count": 3, "source_obligation_count": 3, "product_scopes": [ "general" ], "channel_scopes": [ "solicitation|contracting", "visit_sales|phone_sales" ], "rule_families": [ "intermediary", "recordkeeping" ], "logic_types": [ "prohibited_presence", "required_record", "required_response" ], "detection_targets": [ "record_system", "workflow_metadata" ], "evidence_sources": [ "record_archive", "workflow_log" ], "article_refs": [ "제16조의2①", "제16조의2②", "제24조" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:①:ob01:rule01", "law_fincpa_main_2026-01-02:제16조의2:②:ob01:rule01", "law_fincpa_main_2026-01-02:제24조:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:①:ob01", "law_fincpa_main_2026-01-02:제16조의2:②:ob01", "law_fincpa_main_2026-01-02:제24조:ob01" ] }, { "field_name": "access_request", "field_group": "workflow_metadata", "value_type": "record_ref", "description": "Record of a consumer request to access, inspect, or receive regulated information or records.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 4, "source_obligation_count": 4, "product_scopes": [ "general" ], "channel_scopes": [ "all_customer_facing" ], "rule_families": [ "recordkeeping" ], "logic_types": [ "required_response" ], "detection_targets": [ "workflow_metadata" ], "evidence_sources": [ "workflow_log" ], "article_refs": [ "제28조③", "제28조④", "제28조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제28조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:④:ob02:rule01", "law_fincpa_main_2026-01-02:제28조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제28조:③:ob01", "law_fincpa_main_2026-01-02:제28조:④:ob01", "law_fincpa_main_2026-01-02:제28조:④:ob02", "law_fincpa_main_2026-01-02:제28조:⑤:ob01" ] }, { "field_name": "access_response", "field_group": "workflow_metadata", "value_type": "record_ref", "description": "Record of the organization's response to a regulated consumer request or access event.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 5, "source_obligation_count": 5, "product_scopes": [ "general" ], "channel_scopes": [ "all_customer_facing", "visit_sales|phone_sales" ], "rule_families": [ "recordkeeping" ], "logic_types": [ "required_response" ], "detection_targets": [ "record_system", "workflow_metadata" ], "evidence_sources": [ "record_archive", "workflow_log" ], "article_refs": [ "제21조의2⑤", "제28조③", "제28조④", "제28조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:④:ob01:rule01", "law_fincpa_main_2026-01-02:제28조:④:ob02:rule01", "law_fincpa_main_2026-01-02:제28조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제21조의2:⑤:ob01", "law_fincpa_main_2026-01-02:제28조:③:ob01", "law_fincpa_main_2026-01-02:제28조:④:ob01", "law_fincpa_main_2026-01-02:제28조:④:ob02", "law_fincpa_main_2026-01-02:제28조:⑤:ob01" ] }, { "field_name": "consumer_type", "field_group": "workflow_metadata", "value_type": "enum", "description": "Consumer classification needed for suitability or adequacy handling, such as general or professional consumer status.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 5, "source_obligation_count": 5, "product_scopes": [ "general", "investment" ], "channel_scopes": [ "contracting|advisory", "solicitation|contracting" ], "rule_families": [ "adequacy", "suitability" ], "logic_types": [ "required_process" ], "detection_targets": [ "workflow_metadata" ], "evidence_sources": [ "workflow_log" ], "article_refs": [ "제17조①", "제17조⑤", "제18조④", "제18조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제17조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:⑤:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:⑤:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:④:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제17조:①:ob01", "law_fincpa_main_2026-01-02:제17조:⑤:ob01", "law_fincpa_main_2026-01-02:제17조:⑤:ob02", "law_fincpa_main_2026-01-02:제18조:④:ob02", "law_fincpa_main_2026-01-02:제18조:⑤:ob01" ] }, { "field_name": "fairness_guardrail", "field_group": "workflow_metadata", "value_type": "enum", "description": "Reviewer-facing fairness or consumer-protection guardrail used when a rule is still partially principle-driven.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 5, "source_obligation_count": 5, "product_scopes": [ "general", "loan", "multiple" ], "channel_scopes": [ "all_customer_facing", "contracting", "solicitation" ], "rule_families": [ "solicitation", "unfair_sales" ], "logic_types": [ "prohibited_presence" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "visible_content", "workflow_log" ], "article_refs": [ "제20조①", "제21조" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제20조:①:ob01:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob02:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob03:rule01", "law_fincpa_main_2026-01-02:제20조:①:ob04:rule01", "law_fincpa_main_2026-01-02:제21조:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제20조:①:ob01", "law_fincpa_main_2026-01-02:제20조:①:ob02", "law_fincpa_main_2026-01-02:제20조:①:ob03", "law_fincpa_main_2026-01-02:제20조:①:ob04", "law_fincpa_main_2026-01-02:제21조:ob01" ] }, { "field_name": "representative_identity", "field_group": "workflow_metadata", "value_type": "text", "description": "Identity of the representative, staff member, or solicitor involved in the consumer interaction.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 5, "source_obligation_count": 5, "product_scopes": [ "general", "investment" ], "channel_scopes": [ "advisory", "all_customer_facing|solicitation|contracting", "visit_sales|phone_sales", "visit_sales|phone_sales|solicitation" ], "rule_families": [ "advisory", "intermediary", "solicitation" ], "logic_types": [ "required_presence", "required_process", "required_response" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "visible_content", "workflow_log" ], "article_refs": [ "제16조의2②", "제16조의2③", "제26조②", "제27조③" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:②:ob01:rule01", "law_fincpa_main_2026-01-02:제16조의2:③:ob01:rule01", "law_fincpa_main_2026-01-02:제16조의2:③:ob02:rule01", "law_fincpa_main_2026-01-02:제26조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제27조:③:ob02:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:②:ob01", "law_fincpa_main_2026-01-02:제16조의2:③:ob01", "law_fincpa_main_2026-01-02:제16조의2:③:ob02", "law_fincpa_main_2026-01-02:제26조:②:ob02", "law_fincpa_main_2026-01-02:제27조:③:ob02" ] }, { "field_name": "solicitation_purpose", "field_group": "workflow_metadata", "value_type": "text", "description": "Purpose statement or context showing why a solicitation contact or interaction is being made.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 7, "source_obligation_count": 7, "product_scopes": [ "general", "investment" ], "channel_scopes": [ "solicitation", "solicitation|visit_sales|phone_sales", "visit_sales|phone_sales", "visit_sales|phone_sales|solicitation" ], "rule_families": [ "solicitation" ], "logic_types": [ "prohibited_presence", "required_presence", "required_process", "required_response" ], "detection_targets": [ "content_text", "workflow_metadata" ], "evidence_sources": [ "visible_content", "workflow_log" ], "article_refs": [ "제16조의2③", "제21조", "제21조의2①", "제21조의2②", "제21조의2③" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob01:rule01", "law_fincpa_main_2026-01-02:제21조:ob03:rule01", "law_fincpa_main_2026-01-02:제21조:ob04:rule01", "law_fincpa_main_2026-01-02:제21조의2:①:ob01:rule01", "law_fincpa_main_2026-01-02:제21조의2:①:ob02:rule01", "law_fincpa_main_2026-01-02:제21조의2:②:ob01:rule01", "law_fincpa_main_2026-01-02:제21조의2:③:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제16조의2:③:ob01", "law_fincpa_main_2026-01-02:제21조:ob03", "law_fincpa_main_2026-01-02:제21조:ob04", "law_fincpa_main_2026-01-02:제21조의2:①:ob01", "law_fincpa_main_2026-01-02:제21조의2:①:ob02", "law_fincpa_main_2026-01-02:제21조의2:②:ob01", "law_fincpa_main_2026-01-02:제21조의2:③:ob01" ] }, { "field_name": "suitability_check", "field_group": "workflow_metadata", "value_type": "enum", "description": "Structured suitability assessment result or completion state derived from the consumer profile and product context.", "dominant_sir_link_type": "direct_workflow_field", "status_values": [ "present", "not_evidenced", "not_applicable", "uncertain" ], "mvp_priority": "medium", "source_rule_count": 7, "source_obligation_count": 7, "product_scopes": [ "general", "investment", "multiple" ], "channel_scopes": [ "solicitation", "solicitation|advisory", "solicitation|contracting" ], "rule_families": [ "adequacy", "suitability" ], "logic_types": [ "prohibited_presence", "required_process", "required_record" ], "detection_targets": [ "consumer_profile", "record_system", "workflow_metadata" ], "evidence_sources": [ "consumer_profile_form", "record_archive", "workflow_log" ], "article_refs": [ "제17조②", "제17조③", "제17조⑤", "제18조⑤" ], "source_rule_ids": [ "law_fincpa_main_2026-01-02:제17조:②:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob02:rule01", "law_fincpa_main_2026-01-02:제17조:②:ob03:rule01", "law_fincpa_main_2026-01-02:제17조:③:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:⑤:ob01:rule01", "law_fincpa_main_2026-01-02:제17조:⑤:ob02:rule01", "law_fincpa_main_2026-01-02:제18조:⑤:ob01:rule01" ], "source_obligation_ids": [ "law_fincpa_main_2026-01-02:제17조:②:ob01", "law_fincpa_main_2026-01-02:제17조:②:ob02", "law_fincpa_main_2026-01-02:제17조:②:ob03", "law_fincpa_main_2026-01-02:제17조:③:ob01", "law_fincpa_main_2026-01-02:제17조:⑤:ob01", "law_fincpa_main_2026-01-02:제17조:⑤:ob02", "law_fincpa_main_2026-01-02:제18조:⑤:ob01" ] } ] }